Medicare Made Simple.
Right Here in Michigan.

Independent Medicare advisors helping you choose the right coverage — with no pressure, no confusing jargon, and no cost to you.

500+ Michigan Families Covered

From Petoskey to Traverse City, we’ve helped hundreds of Michigan families find Medicare coverage that fits their health needs and their budget. Every client gets personal, one-on-one guidance — not a call center.

10+ Insurance Carriers Compared

We’re appointed with all major Medicare carriers in Michigan. That means when we make a recommendation, it’s because it’s genuinely the best option for you — not because we only have one company to sell.

100% Independent & Unbiased

We don’t work for any insurance company. We work for you. Our compensation comes from the carriers when you enroll, so our advice costs you nothing — and our loyalty is always to your best interest.

Turning 65 Soon?

Your Medicare decisions start 3 months before your 65th birthday. We'll help you understand every option before your enrollment window opens — so you don't face late penalties or gaps in coverage.

Already on Medicare? Let's Make Sure Your Plan Still Fits.

Medicare plans change every year. During Annual Enrollment (Oct 15–Dec 7), we'll review your current plan and compare it to every option available — at no cost to you.

500+

Michigan families covered

Not Sure Which Medicare Plan
Is Right for You?

Medicare Coverage Options

Plans We Help You Navigate

Medicare Advantage (Part C)

All-in-one Medicare coverage

  • What’s included

  • $0 premium plans

  • Dental & vision benefits

Medicare Supplements (Medigap)

Fill the gaps in Original Medicare

  • Plan G explained

  • Plan N explained

  • Open enrollment rules

Medicare Part D

Prescription drug coverage

  • How formularies work

  • Avoid late penalties

  • Annual plan review

New to Medicare

Turning 65 or recently retired?

  • Enrollment timeline

  • What Parts A & B cover

  • Avoid penalties

Plan Comparison

Advantage vs. Supplement vs. Original

  • Side-by-side comparison

  • Which plan fits you

  • Free review call

Local Michigan Service

In-person & phone support

  • About our team

  • Service area

  • Schedule a call

Carriers We Work With

As an independent agency, we’re appointed with all major Medicare carriers in Michigan — so we compare across the board to find what’s right for you.

10+

Serving Michigan families

Your Local Medicare Experts

Medicare Doesn’t Have to Be This Complicated. We Make It Simple.

Most people approaching Medicare get bombarded — mailers, TV ads, 1-800 numbers from companies they’ve never heard of. At M1 Insurance Group, we cut through all of that. We’re a local, independent agency based right here in Michigan, and our only job is to help you find the plan that fits your life.

  • We represent all major Medicare carriers in Michigan

  • We explain every option in plain language

  • We’re available year-round, not just during enrollment season

How We Help

Medicare Services We Provide Right Here in Michigan

Navigating Medicare on your own means sorting through confusing options, conflicting advice, and a mailbox full of marketing. We do that work for you — for free — so you can make a confident decision and get on with your life.

Ready to Find the Right Medicare Plan?

It takes about 20 minutes and costs you nothing. We’ll review your situation, compare every plan available in your area, and give you a clear recommendation — no pressure, no jargon.

Schedule Your Free Review!

Our clients success stories

"I highly recommend M1 for Medicare enrollment. Debbie, Tracy & Marlene were all extremely helpful! I was really stressing out during open enrollment while trying to shop policies myself. I eventually reached out to these good people for help; my stress immediately dissolved! I had a Zoom meeting with them and the next day I was signed up.....SO easy! I will certainly consult with them every year now during open enrollment."

Debbie F

Traverse City, MI

"Debbie, Tracey, Marlene and Emily are amazing at this group. They will answer all your Medicare questions and provide information so YOU can make the most informed decision for the program that fits YOU best. Highly recommend them to family and friends."

Barbara D

Southfield, MI

"Debbie was fantastic! Very friendly and easy to talk with about my COBRA insurance that was ending. I had to bridge the insurance gap until I turn 65. She has a vast knowledge of medical planning which I needed. She actually was able to reduce my monthly cost compared to the COBRA coverage that was ending. See you when I turn 65! "

Rich P.

Midland, MI

Very productive Zoom meeting. Debbie and Adam are a wealth of Medicare knowledge and helped us pick the right supplement for our particular needs. I highly recommend their company

Peggy J.

Grand Rapids, MI

Medicare Tips & Resources

Stay Informed. Medicare Changes Every Year.

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