Choosing between Original Medicare, Medigap, and Medicare Advantage is one of the biggest Medicare decisions you’ll make. Each option works differently in terms of costs, doctor access, coverage, and flexibility.
Quick Overview
What Sets M1 Insurance Group Apart
We Respond Fast
When you have a Medicare question, you shouldn’t have to wait days for an answer. We pick up the phone and respond to messages the same day — because your coverage timeline doesn’t wait.
Education Before Enrollment
We never rush you into a decision. Our process starts with understanding your situation, walking you through every option, and making sure you feel confident before you sign anything.
A Relationship, Not a Transaction
We stay your advisor long after enrollment day. Plan questions in March? Coverage change in July? New prescription in the fall? We’re here for all of it — year after year.
Local Expertise. Honest Advice. Long-Term Support.
We built M1 Insurance Group around three principles that guide every client conversation we have — from your first call to your annual plan review years down the road.
Our mission is simple — make Medicare understandable for every Michigan resident who needs it. We believe no one should overpay for coverage they don’t understand, and no one should have to navigate one of the biggest financial decisions of their retirement alone.
We are 100% independent. We are not employed by any insurance carrier, and we do not earn more by recommending one plan over another. When we suggest a plan, it is because it genuinely fits your situation — full stop. We will always tell you the truth, even when the honest answer is that you don’t need to change anything.
Our advisors are AHIP-certified and licensed in Michigan to sell Medicare insurance products. We stay current on every plan change, carrier update, and CMS regulation so you don’t have to. When the rules change — and they do every year — we make sure your coverage keeps up.
Carriers We Work With
As an independent agency, we’re appointed with all major Medicare carriers in Michigan — so we compare across the board to find what’s right for you.
